Were you mis-sold car finance?
Dealers were paid commission to charge you more — and most people had no idea. Average refund £700+* per agreement. Check in 60 seconds, free.
- FCA Regulated
- No win, no fee
- 60 second check
Check your eligibility
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- Between 2007–2024, lenders paid hidden commissions to car dealers — and you were never told.
- Those commissions meant you were charged higher interest rates so the dealer could earn more.
- The FCA is investigating. Millions of drivers may be eligible for compensation, and most don't realise it yet.
How it works
Three steps. Under 60 seconds. No obligation.
Answer a few questions
Quick eligibility check — takes under 60 seconds. No documents needed.
We find your agreements
We search for car finance agreements in your name using a soft credit check.
Claim what you're owed
If you're eligible, your claim is submitted to the lender on your behalf. Had multiple agreements? You could claim for each one.
Trusted & regulated
Ellerton & Wade is authorised and regulated by the Financial Conduct Authority for claims management activities.*
* Full terms at bottom of page.
Common questions
What is a car finance claim?
If you took out car finance between April 2007 and November 2024, the dealer or broker may have received a hidden commission from the lender. You could be owed compensation.
Does it cost anything?
There's no upfront cost. We work on a no win, no fee basis. We charge 18%-36% (incl. VAT) of your compensation only if your claim is successful.
Will this affect my credit score?
We run a soft credit check to find your agreements. This will not appear on your credit report or affect your score.
How long does it take?
The initial check takes under 60 seconds. The full claims process depends on the lender, but we handle everything on your behalf.
Can I claim for more than one agreement?
Yes. If you've had multiple car finance agreements, each one could be a separate claim. We'll search for all agreements linked to your name.
Am I affected by the car finance scandal?
If you bought a car on finance between April 2007 and November 2024, there's a good chance you were charged more than you should have been. Most people were never told about the commission involved.